ارزیابی میزان مشارکت چغندرکاران دشت قزوین در طرح بیمه عملکرد محصول چغندرقند تحت شرایط سیاست گذاری نرخ حق بیمه

نوع مقاله : کامل علمی - پژوهشی

نویسنده

دانشجوی دکترای اقتصاد کشاورزی، دانشگاه پیام نور تهران شرق، تهران، ایران.

چکیده

چغندرقند یکی از محصولات مهم در تناوب زراعی دشت قزوین به شمار می­رود که همه­ساله بخش زیادی از تولیدات آن به دلیل وقوع مخاطرات طبیعی، انسانی و عمدی دچار خسارت می­شود. در این خصوص، طرح بیمه عملکرد محصول به عنوان یک راهکار اقتصادی کارآمد در مدیریت ریسک، می­تواند چغندرکاران را در برابر خسارت­های وارده مورد حمایت قرار دهد. با توجه به اهمیت این موضوع، در مطالعه حاضر میزان مشارکت چغندرکاران دشت قزوین در طرح بیمه عملکرد محصول چغندرقند تحت شرایط اعمال سیاست­گذاری نرخ حق بیمه تحلیل و ارزیابی شد. برای این منظور، از یک سیستم مدل­سازی اقتصادی مبتنی بر مدل برنامه­ریزی ریاضی مثبت چنددوره­ای (MP-PMP) و رهیافت کشش­های خودقیمتی برون­زا (EPE) استفاده شد. داده­های موردنیاز از نوع سری زمانی (دوره 96-1388) و مقطعی (سال زراعی 96-1395) بودند که از طریق داده­های اسنادی و تکمیل پرسشنامه‌ از 138 کشاورز جمع‌آوری شدند. نتایج نشان داد که با مشارکت بهره­بردار نمونه گروه کوچک، متوسط و بزرگ در طرح بیمه عملکرد، سطح زیرکشت چغندرقند به ترتیب 56/9، 61/6 و 71/3 درصد و بازده درآمدی الگوی کشت به ترتیب 10/3، 12/1 و 14/4 درصد نسبت به شرایط عدم مشارکت در طرح مذکور افزایش می­یابد. با کاهش 50 تا 75 درصدی حمایت دولت از نرخ حق بیمه، تنها بهره‌بردار نمونه گروه بزرگ تمایل به مشارکت در طرح بیمه عملکرد محصول چغندرقند را دارند. در این شرایط، بهره­بردار نمونه گروه­های کوچک و متوسط از طرح مذکور خارج می­شوند و احتمالاً از چغندرقند صرفه­نظر می­کنند که این امر با اهداف تعیین شده در برنامه های دولت مغایرت دارد.

کلیدواژه‌ها


عنوان مقاله [English]

Evaluation of Qazvin Plain beet growers in sugar beet yield insurance plan under premium rate policy terms

نویسنده [English]

  • A. Parhizkari
Ph.D Student of Agricultural Economics, Payam Noor University of Tehranshargh, Tehran, Iran.
چکیده [English]

Sugar beet is one of strategic products in the crop rotation of Qazvin plain which is endanger of natural, human, and intentional hazards. In this regard, the product yield insurance plan, as an efficient economic strategy in risk management, can protect beet farmers against incurred damages. Given the importance of this issue, in this study, the rate of Qazvin plain farmers participation in sugar beet yield insurance plan under premium rate policy was analyzed. For this purpose, an econometric modeling system based on the multi-period positive mathematical programming (MP-PMP) model and exogenous price elasticity (EPE) approach was used. The required data were from time series (1999-2017) and cross-sectional (2016-2017) that were collected through documentary data and questionnaires from 138 farmers. Results showed that with participation of small, medium, and large beneficiary groups in the yield insurance plan, an increase in sugar beet planting area by 56.9, 61.6, and 71.3% and the gross profit of cropping pattern of 10.3, 12.1 and 14.4% were recorded, respectively compared with non-participation condition. In addition, with 50-70% reduction in government support of premium rate only large beneficiary sample were interested to participate in sugar beet yield insurance plan. Under these conditions, sample beneficiary of small and medium groups will be excluded from the plan and may be skeptical of sugar beet production which in inconsistent with the objectives set out in government programs.

کلیدواژه‌ها [English]

  • Yield insurance of products
  • Farmers’ participation
  • Premium policy making
  • MP-PMP model
  • sugar beet
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